1. User Story: As a financial planner, I want to be able to create a capital budgeting plan so that I can effectively allocate financial resources for long-term investments.
– Precondition: The financial planner has access to relevant financial data and information.
– Post condition: A capital budgeting plan is created and can be used for decision-making.
– Potential business benefit: Improved financial resource allocation and increased return on investment.
– Processes impacted: Financial planning, investment decision-making.
– User Story description: The financial planner needs a tool or software that allows them to input financial data, analyze investment opportunities, and generate a capital budgeting plan. The tool should provide features such as cash flow analysis, risk assessment, and scenario modeling. It should also allow for collaboration with other stakeholders involved in the decision-making process.
– Key Roles Involved: Financial planner, stakeholders (e.g., executives, project managers).
– Data Objects description: Financial data (e.g., cash flows, investment costs, expected returns), investment opportunities.
– Key metrics involved: Return on investment, net present value, internal rate of return.
2. User Story: As a financial planner, I want to be able to evaluate the feasibility of investment projects so that I can make informed decisions.
– Precondition: The financial planner has access to project details and financial data.
– Post condition: Feasibility analysis is conducted and investment projects are evaluated.
– Potential business benefit: Improved investment decision-making and reduced risk.
– Processes impacted: Investment evaluation, project selection.
– User Story description: The financial planner needs a tool or software that allows them to input project details such as costs, expected cash flows, and timelines. The tool should provide features such as sensitivity analysis, break-even analysis, and risk assessment. It should also allow for comparison and ranking of investment projects based on their feasibility.
– Key Roles Involved: Financial planner, project managers, stakeholders.
– Data Objects description: Project details (e.g., costs, cash flows, timelines), investment criteria.
– Key metrics involved: Payback period, profitability index, risk-adjusted return.
3. User Story: As a financial planner, I want to be able to track and monitor the performance of investment projects so that I can make necessary adjustments.
– Precondition: The financial planner has access to project performance data.
– Post condition: Investment project performance is tracked and monitored.
– Potential business benefit: Improved project management and decision-making.
– Processes impacted: Project monitoring, performance analysis.
– User Story description: The financial planner needs a tool or software that allows them to input actual project performance data such as costs, revenues, and timelines. The tool should provide features such as variance analysis, trend analysis, and performance reporting. It should also allow for comparison of actual performance against the initial budget and forecasted values.
– Key Roles Involved: Financial planner, project managers, stakeholders.
– Data Objects description: Project performance data (e.g., actual costs, actual revenues, actual timelines), budgeted values, forecasted values.
– Key metrics involved: Cost variance, schedule variance, earned value.
4. User Story: As a financial planner, I want to be able to conduct sensitivity analysis on investment projects so that I can assess their risk and potential impact on financial performance.
– Precondition: The financial planner has access to project details and financial data.
– Post condition: Sensitivity analysis is conducted and risk assessment is performed.
– Potential business benefit: Improved risk management and decision-making.
– Processes impacted: Risk assessment, investment evaluation.
– User Story description: The financial planner needs a tool or software that allows them to input project details and financial data. The tool should provide features such as scenario modeling, what-if analysis, and stress testing. It should also allow for sensitivity analysis on key variables such as sales volume, cost of capital, and market conditions.
– Key Roles Involved: Financial planner, project managers, stakeholders.
– Data Objects description: Project details, financial data, key variables.
– Key metrics involved: Net present value sensitivity, internal rate of return sensitivity, break-even sensitivity.
5. User Story: As a financial planner, I want to be able to collaborate with other stakeholders in the capital budgeting process so that we can make informed decisions collectively.
– Precondition: The financial planner has access to collaboration tools and relevant financial data.
– Post condition: Collaboration with stakeholders is facilitated and informed decisions are made collectively.
– Potential business benefit: Enhanced communication and decision-making process.
– Processes impacted: Collaboration, decision-making.
– User Story description: The financial planner needs a collaboration tool or software that allows them to share project details, financial data, and analysis results with other stakeholders. The tool should provide features such as document sharing, real-time collaboration, and commenting capabilities. It should also allow for version control and audit trail to track changes and decisions made.
– Key Roles Involved: Financial planner, project managers, executives, stakeholders.
– Data Objects description: Project details, financial data, collaboration documents.
– Key metrics involved: Collaboration time, decision-making time, decision alignment.
6. User Story: As a financial planner, I want to be able to generate reports and presentations on capital budgeting plans so that I can communicate the findings and recommendations effectively.
– Precondition: The financial planner has access to relevant financial data and analysis results.
– Post condition: Reports and presentations are generated and can be used for communication purposes.
– Potential business benefit: Improved communication and understanding of capital budgeting plans.
– Processes impacted: Reporting, communication.
– User Story description: The financial planner needs a reporting tool or software that allows them to generate professional-looking reports and presentations. The tool should provide features such as customizable templates, data visualization capabilities, and export options. It should also allow for easy sharing and distribution of reports and presentations with stakeholders.
– Key Roles Involved: Financial planner, stakeholders.
– Data Objects description: Financial data, analysis results, report templates.
– Key metrics involved: Report generation time, presentation effectiveness, stakeholder satisfaction.
7. User Story: As a financial planner, I want to be able to conduct risk assessment on investment projects so that I can identify potential risks and develop risk mitigation strategies.
– Precondition: The financial planner has access to project details and risk assessment tools.
– Post condition: Risk assessment is conducted and risk mitigation strategies are developed.
– Potential business benefit: Improved risk management and reduced project failure.
– Processes impacted: Risk assessment, risk management.
– User Story description: The financial planner needs a risk assessment tool or software that allows them to input project details and assess potential risks. The tool should provide features such as risk identification, risk analysis, and risk ranking. It should also allow for the development of risk mitigation strategies and monitoring of risk exposure.
– Key Roles Involved: Financial planner, project managers, stakeholders.
– Data Objects description: Project details, risk assessment data, risk mitigation strategies.
– Key metrics involved: Risk exposure, risk impact, risk mitigation effectiveness.
8. User Story: As a financial planner, I want to be able to conduct cost-benefit analysis on investment projects so that I can assess their financial viability.
– Precondition: The financial planner has access to project details and cost-benefit analysis tools.
– Post condition: Cost-benefit analysis is conducted and financial viability is assessed.
– Potential business benefit: Improved financial decision-making and resource allocation.
– Processes impacted: Cost-benefit analysis, investment evaluation.
– User Story description: The financial planner needs a cost-benefit analysis tool or software that allows them to input project costs and expected benefits. The tool should provide features such as cost estimation, benefit quantification, and cost-benefit ratio calculation. It should also allow for sensitivity analysis on key cost and benefit variables.
– Key Roles Involved: Financial planner, project managers, stakeholders.
– Data Objects description: Project details, cost data, benefit data.
– Key metrics involved: Cost-benefit ratio, return on investment, payback period.
9. User Story: As a financial planner, I want to be able to track and analyze the financial performance of investment projects so that I can make data-driven decisions.
– Precondition: The financial planner has access to project financial data and analysis tools.
– Post condition: Financial performance is tracked and analyzed, and data-driven decisions are made.
– Potential business benefit: Improved financial management and decision-making.
– Processes impacted: Financial analysis, decision-making.
– User Story description: The financial planner needs a financial analysis tool or software that allows them to input project financial data such as costs, revenues, and expenses. The tool should provide features such as financial ratio analysis, trend analysis, and performance benchmarking. It should also allow for the comparison of actual financial performance against budgeted values and industry benchmarks.
– Key Roles Involved: Financial planner, project managers, stakeholders.
– Data Objects description: Project financial data, industry benchmarks, budgeted values.
– Key metrics involved: Gross profit margin, return on investment, financial performance variance.
10. User Story: As a financial planner, I want to be able to evaluate the financial impact of investment projects on the overall business so that I can assess their contribution to the company’s financial goals.
– Precondition: The financial planner has access to project financial data and company financial goals.
– Post condition: Financial impact assessment is conducted and contribution to financial goals is evaluated.
– Potential business benefit: Improved alignment of investment projects with company financial goals.
– Processes impacted: Financial impact assessment, strategic planning.
– User Story description: The financial planner needs a tool or software that allows them to input project financial data and company financial goals. The tool should provide features such as financial goal alignment analysis, financial projection modeling, and investment portfolio optimization. It should also allow for scenario analysis and decision-making based on financial impact assessment.
– Key Roles Involved: Financial planner, executives, stakeholders.
– Data Objects description: Project financial data, company financial goals, investment portfolio data.
– Key metrics involved: Financial goal alignment score, financial contribution score, investment portfolio performance.